SCORING

Approve more people with less risk using digital and behavioral data

At LenddoEFL, we create, collect, and analyze data from a wide array of consent-based alternative data sources for a more accurate understanding of creditworthiness. We use alternative data sources including mobile phone, digital footprint, behavioral, and psychometric to assess the credit risk of anyone. We add minimal friction and maximum predictive power, providing you more approvals and fewer defaults.

Our unique credit decisioning tools draw from diverse, large data sources using machine learning modeling techniques. We can assess anyone. Our tools are universally and uniquely able to score anyone regardless of demographics, location, technology access or previous financial history.

 

YOUR RESULTS

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Scoring using device data

Anyone who is online or carries a cell phone shares information whenever they interact with the device. This information can be analysed to understand who they are and their creditworthiness.

 
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Scoring using Psychometric Assessment

LenddoEFL is the market leader in psychometric data for credit-worthiness. Our assessments are easy to use and available from any device (on or offline) . Our data takes into account personality assessement, cognitive ability and skills tests. Psychometric assessment is the only truly universal credit information.

 

LenddoEFL Scoring Products

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How it works

 
 
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Ready to make better decisions with alternative data?

Get in touch to find out how LenddoEFL can help you increase approvals, reduce default and speed up decision making.